Virginia Beach Lawsuit Loans

The justice system uses monetary compensation to make civil plaintiffs feel whole again. When you start a lawsuit, you hope the justice system believes your side and will justly compensate your situation. With a good attorney by your side, you can succeed. But the cost can be crippling.

Our team understands the hardship of paying for everyday life and your legal battles. We choose to provide lawsuit loans in Virginia Beach to clients like you because we understand how hard it is to live while waiting for your just compensation. You can call (866) 388-2288 or contact us online to learn more about your legal funding options.

Does Virginia Beach Have Laws Against Legal Loan Providers?

Virginia has targeted predatory loan providers with legislation. First, new legislation outlined in 2020 targeted predatory loan providers such as payday or car title loans who prey on people desperate for money.

Virginia has voted on new legislation that requires loan providers to research a borrower’s eligibility and not loan to borrowers with outstanding debts. This prevents the borrower from getting further into debt and the loan companies from placing undue hardship on people already in a tough spot. It also capped percentage rates of payday and title loans at 36%.

Why Our Pre-Settlement Funding in Virginia Beach Isn’t Affected by the New Legislation

Pre-settlement funding is not like payday or title loans. We do not seek you to pay back the legal loan personally. We provide lawsuit loans with a payback determined by the outcome of your case. For example, we research your background by asking you in our application form to provide details like:

  • Who is your attorney?
  • What type of lawsuit are you starting or already involved in?
  • What is your projected settlement or court-ordered award?
  • What is the timeline of your case?

Once we have all your information, we take the time to discuss it with you and your legal team. We do not need legislation to tell us to do our homework. After speaking with you and your attorney, we curate a loan specific to your situation and need. After drawing up a contract and getting signatures, we will have the loan in your account within as little as 24 hours.

Is There a Risk to Getting a Legal Loan?

Unlike other loans, we will not garnish your wages or seek your assets to repay the legal loan. We structure our loans as non-recourse. This means that we do not go after your wages or assets. We only get paid back through your settlement or court-ordered compensation.

First, the attorney will receive the verdict, or the settlement will be negotiated. Second, the attorney will receive the settlement check or award. Third, the attorney will take out their fee, and then they will pay us the agreed-upon payback price for the loan. Last, whatever is leftover in the settlement or award is yours to keep.

The risk-free part is if you do not win, you do not have to pay us back. Whatever loan we provided, you get to keep the money without ever paying us back, and we will never go after you for payback. Therefore, getting a legal loan is at no risk to you. We are betting that you will win.

How Do I Apply?

You can apply for a lawsuit loan in Virginia Beach at any time during your legal journey. You can apply today for free by filling out the form on our Apply Now page. You can also call us today at (866) 388-2288 if you have any questions about the process or your eligibility.

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Call us toll-free at 866-388-2288 to speak with a friendly funding specialists today.

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