Get a Pre-Settlement Lawsuit Loan in North Carolina Quickly

At Tribeca Lawsuit Loans, we offer immediate pre-settlement funding in the state of North Carolina at competitive interest rates to meet the needs of those currently in personal injury lawsuits.

Do you need to borrow funds from your lawsuit? Depending on the value of your injury lawsuit case, we can provide you with an advance ranging from $500 to $2,000,000 in cash. We take pride in our highly-rated and reviewed services by previous clients and have a substantial presence throughout North Carolina. We can arrange a cash advance for you in as little as 24 hours! Apply Now!

Our company’s Lawsuit loans (also referred to as case loans or lawsuit funding) are applicable for any expenses that come up while your lawsuit (the plaintiff’s lawsuit) is pending, and before you receive your well-deserved compensation from a winning trial verdict or settlement against the defendant. A large number of clients use the funds we disburse for expenses such as medical bills, rent or mortgage payments, utility bills, or even everyday costs like food or transportation.

Obtain your funding today! Connect with our approachable and knowledgeable team at (866) 388-2288 or reach out to them using this quick online form, for any queries or worries you may have about the pre-settlement funding process. Our lawsuit settlement loans do not require a credit check or proof of income because you’re not obligated to pay Tribeca Lawsuit Loans back if your case doesn’t prevail.

North Carolina Pre-settlement Lawsuit Loans

Three Steps To Your Cash Advance

Step 1: APPLY for Lawsuit funding in North Carolina now

Click apply for a lawsuit loan in ArizonaSubmit your application to us for funding. Our lawsuit loan application includes the following process:

  • No credit check
  • No income verification
  • No asset evaluation
  • No hidden fees
  • No money up-front

Step 2: REVIEW

Tribeca Lawsuit Loan is reviewing the applicationOur fast and proficient team will review your case. We support many different types of cases including personal injury, car accident, premises negligence, workers’ comp, class action and more.


Tribeca Lawsuit Loans will fund if your application is approvedTribeca Lawsuit Loans sends a contract detailing terms of funding. Cash is distributed quickly and securely.

North Carolina Lawsuit Loan Laws and Regulations

Key Legal Information

In North Carolina, the average lawsuit loan from Tribeca Lawsuit Loans can range from $500 up to $2,000,000, depending on the value of the case. The state operates under Pure Contributory Negligence laws (Smith v. Fiber Controls Corp., 268 S.E.2d 504 (N.C. 1980); N.C.G.S.A. § 99B-4(3) (Product Liability)), meaning a plaintiff cannot recover damages if their negligence contributed to their injury. Lawsuits must be filed within a 3-year Statute of Limitations (Title 1, Section 1-52).

Insurance Minimums and Workers Compensation

The state requires minimum insurance policy limits for bodily injury & property damage of $30,000 per person, $60,000 per accident, and $25,000 property damage liability per accident. Minimum Uninsured/Underinsured Motorist (UIM) auto insurance limits are set at 30/60 for bodily injury, and $25,000 for property damage. Workers compensation cases, however, are not eligible for lawsuit funding in North Carolina.

Pre-Settlement Funding Regulations

Pre-settlement funding is legal in North Carolina but subject to strict guidelines. The State Bar mandates that attorneys must deem any loan agreement beneficial to the client and should not receive personal compensation from such deals. Additionally, lenders must be licensed, clearly state the terms in all contracts, and adhere to allowable interest rates.

How Pre-settlement Funding Works

In North Carolina, obtaining a pre-settlement funding or lawsuit loan begins with the plaintiff, the person or entity filing a lawsuit against another party (the defendant). The plaintiff often faces immediate financial burdens, like medical bills or lost income, leading them to seek a lawsuit loan to help cover these expenses as they wait for their lawsuit’s resolution.

The plaintiff initiates the application process with a trusted funding company, such as Tribeca Lawsuit Loans. They must present the specifics of their case, including its merits, type (like personal injury or civil rights), and their legal representation. For example, a plaintiff in Charlotte might be pursuing a personal injury claim due to a car accident and is represented by a reputable law firm, increasing the chances of a favorable decision by the funding company.

The application process sets off the approval stage, where the funding company evaluates the case. They perform a risk assessment, studying the strength of the case, the potential settlement amount, and the likelihood of success. For instance, in a wrongful death lawsuit in Raleigh, if the evidence strongly supports the plaintiff’s claims, the potential settlement is substantial, and the likelihood of a positive outcome is high, the loan might be approved quickly.

The funding company, upon approving the application, decides on the loan amount. This is the sum the plaintiff can borrow against their potential settlement. Several factors influence this decision, including the case merits and the estimated settlement amount. For example, a Greensboro resident with a strong case of medical malpractice could secure a significant loan amount due to the potentially high settlement in such cases.

The approved loan in North Carolina, like in many other states, is non-recourse, meaning the plaintiff isn’t obligated to repay the amount if they lose their case. This feature of lawsuit loans poses a considerable risk to the funding company, emphasizing the need for a comprehensive case review.

Loan terms, including interest rates and repayment conditions, are negotiated next. The interest rate refers to the percentage at which the loan accrues cost over time. Fees, such as origination or processing fees, may also apply, contributing to the final repayment sum. For example, a plaintiff in Durham could negotiate a lower interest rate if their case has a high likelihood of reaching a successful settlement quickly.

Once all terms are agreed, the funding company gives the loan to the plaintiff. The speed of funding – how quickly the money is made available – can be vital for the plaintiff. For example, a plaintiff in Asheville might urgently need the funds to cover medical bills and daily living expenses.

The process doesn’t stop at loan disbursement. When the lawsuit concludes, and if it results in a settlement, the plaintiff must follow the repayment terms, returning the principal loan amount, interest, and any associated fees.

Legal and ethical considerations must be kept in mind throughout the process, though the procedure is usually straightforward. For instance, a plaintiff in Fayetteville must weigh the implications of borrowing against a future settlement, consider potential influences on the litigation process, and understand the loan agreement’s terms thoroughly.

In conclusion, securing a lawsuit loan is a complex process involving the plaintiff, their case, the funding company, and many moving parts, such as the application and approval processes, risk assessment, and eventual repayment. It provides a financial lifeline for those in dire need while they await the resolution of their legal disputes.

Types Of Lawsuit Loans

Lawsuit loans can be categorized into two different types: pre-settlement loans and post-settlement loans. Here’s a brief description of each kind.

Pre-Settlement Loans

Pre-settlement loans, also known as pre-settlement funding or litigation funding, are cash advances on your lawsuit settlement. Because these advances allow you to tap into a part of your case’s future settlement, they are also repaid only after you receive your settlement money. This is the type of funding offered by Tribeca Lawsuit Loans to North Carolina plaintiffs and other applicants nationwide.

Unlike traditional loans, pre-settlement loans don’t require monthly repayments. Legal financing is a non-recourse loan, which means their repayment is dependent on the outcome of your case. Should you lose your lawsuit, you are not obligated to repay your settlement funding.

Post-Settlement Loans

Post-settlement loans are cash advances offered to plaintiffs whose cases have settled but have not received their settlement checks. Several factors can result in such a delay and could make you consider getting a post-settlement loan. These include:

  • Waiting for court approval of an estate settlement
  • A declaration of bankruptcy by an at-fault company
  • Delays from at-fault government entities due to fund disbursements

Qualifications For Litigation Financing

These are the qualifications for litigation financing from Tribeca Lawsuit Loans:

  • You’re represented by a contingency-based attorney.
  • You’re at least 18 years old.
  • You’re ready to file a lawsuit or already have a pending lawsuit.

If you meet these base criteria, we strongly suggest that you have a free consultation with one of our experienced legal specialists. During your consultation, our attorneys will assess the unique facts of your potential suit as well as the estimated size of your settlement.

After evaluating these facts, we can give you a quote about how much you can receive as a cash advance and the interest rate on this principal amount.

Common Types Of Lawsuits That Seek Legal Financing

Tribeca Lawsuit Loans offers legal funding in North Carolina in a variety of cases. As long as you are the plaintiff in an ongoing lawsuit and stand to receive compensation, we can offer you funding so you can alleviate your financial pressure. Types of cases we fund include:

1.     Employment Lawsuits

Employment lawsuits are cases filed when employees receive unethical treatment from their co-workers or management. Some of these lawsuits are filed due to the following causes:

  • Workplace injury
  • Discrimination
  • Wrongful termination
  • Refusal to correct mistakes in paychecks
  • Workplace harassment

In 2021 alone, nearly 3,000 Equal Employment Opportunity Commission (EEOC) charges were filed in North Carolina claiming that an organization has committed employment discrimination. These charges and other employment lawsuits provide compensation to employees for issues such as loss of wages or promotion opportunities, creation of an unsafe work environment, or loss of employment.

2.     Personal Injury Lawsuits

Personal injury lawsuits are cases filed by injured parties against the individuals or organizations that caused their injuries. Incidents that can be the subject of this type of lawsuit include trucking accidents, car accidents, and slip-and-fall injury cases.

In 2020 alone, 105,382 people were injured in a car crash in North Carolina. Filing personal injury lawsuits for incidents like this can help victims pay for their medical expenses, property repair, and other consequences of the incident.

3.     Contract Disputes

Contract disputes happen when one or both parties to a contract have disagreements about a contract’s terms and conditions, such as the amount for final payment or the due date to perform a certain obligation.

Filing contract disputes keeps parties from dishonoring their obligations and helps plaintiffs get the work, payment, or other items they were entitled to under the contract. It also gives them damages as compensation for the other party’s breach of contract and any loss or delays that they suffered.

4.     Medical Malpractice Lawsuits

Medical malpractice lawsuits are complaints filed when a patient suffers harm due to the substandard care of a health provider. Providers in this case type can include hospitals, doctors, or other healthcare professionals. North Carolina law requires injured plaintiffs to employ at least one qualified expert medical witness. The state also usually holds two trials for cases where claimed damages exceed $150,000.

Filing a medical malpractice lawsuit gives you compensation for the damage you’ve suffered because of a healthcare worker’s mistake or intentional harm. It may also prevent other people from suffering a similar injury, as it draws attention to responsibility and maintains a proper standard of care.

5.     Product Liability Lawsuits

Product liability lawsuits are filed when a victim suffers injury because of a problem or defect with a product. North Carolina’s product liability law is different from other states. In NC, if you’re injured by a defective product, you have to prove that the seller or manufacturer was negligent, causing a defective product to be placed in your hands.

You also have to file your case within 12 years of buying the defective product, and this rule has very limited exceptions. Plaintiffs who file these lawsuits receive compensation for their injuries and damages, including emotional pain and suffering and property repairs.

6.     Estate And Trust Litigation

Estate and trust litigation involves disputes between family members over the property and/or will of a deceased relative. North Carolina law restricts who can execute a will in the event of a family member’s death, and even those named in the will as executors can be disqualified.

Wills and property disputes can cause a lot of conflict between family members. Getting legal representation for these types of matters will protect your legal rights to your rightful inheritance.

7.     Intellectual Property Lawsuits

Intellectual property lawsuits are cases filed against people who violate your intellectual property rights. Examples of these violations include copyright infringement, counterfeiting, and misappropriating trade secrets.

Intellectual property laws differ between states: for example, North Carolina is one of the 30 states with laws against “patent trolls”, or those who make bad faith assertions of patent infringement. Filing an intellectual property lawsuit prevents other people and entities from copying and reproducing your creative work or invention, protecting your work and ideas.

8.     Class Action Lawsuits

A class action lawsuit is a case filed on behalf of “the class”, which is a group of people who believe they’ve suffered common injuries because of the same defendant/s. Recent class action lawsuits in North Carolina include a $550 million settlement against the subprime auto financer Santander in 2020, and a $146.25 million settlement from Duke Energy for securities fraud.

Class action lawsuits can strengthen individual cases by showing a pattern of conduct, such as racial discrimination, data breaches, or sexual harassment. They also allow courts to efficiently settle similar cases instead of evaluating individual claims.

9.     Criminal Cases

Criminal cases are filed when a complaint is filed with a government prosecutor, who then charges someone with committing an illegal act. Criminal cases range from minor infractions to felonies, and they can result in penalties ranging from fines to jail time depending on the severity of the crime.

As of 2020, North Carolina’s felony rate dropped by 10.4%. The most common non-violent charge in the state is speeding, while the most common non-violent, non-traffic-related charge is larceny. Filing a criminal case can help you get justice, as well as protect the community at large from harm.

10.  Environmental Lawsuits

Environmental lawsuits are filed when an environmental asset’s well-being is in danger. This is a newer type of lawsuit, and standards differ for establishing damages, the definition of injury, and whether the injury is actual or imminent. Examples of assets and the potential harm that can be the subject of such lawsuits are:

  • Rivers and pollutants from nearby factories
  • Forests and planned developments or construction
  • Deserts and waste disposal companies

Environmental lawsuits are crucial for protecting natural assets like those mentioned above, as well as the health and well-being of people who live near these assets.

North Carolina settlement loans are designed to help you meet your needs while you pursue justice. Don’t worry if your case type isn’t listed here – you can still get a free consultation from Tribeca Lawsuit Loans and apply for legal funding. There is no risk or obligation for applying, and we’ll happily walk you through the application process to make things smoother for you.

Advantages Of Lawsuit Loans

  • You have immediate means to manage your finances: Unlike banks and credit unions, third-party financing companies can send your cash advance within 24 hours of your application approval. At Tribeca Lawsuit Loans, we can even process your application and deposit your funding in as little as 24 hours. This gives you much-needed breathing room to get out of a tight financial situation.
  • Your lawyer may get you a higher settlement: Because there’s no immediate financial pressure to accept a lowball offer, you buy your attorney valuable time to build a strong case. This increases your chances of a court victory, as well as the possibility of a higher settlement.
  • No loan repayment if you lose: If you take a loan out from an online lender or bank, you’ll have to repay them with interest even if you lose your case and have no settlement money. On the other hand, legal financing is a non-recourse debt. This means that if you get a cash advance from Tribeca Lawsuit Loans, you don’t have to repay it if you lose your lawsuit.

Disadvantages Of Lawsuit Loans

  • You’ll have a lower settlement after your lawsuit: Because a lawsuit loan is an advance on your future settlement, you’ll have to repay it from your settlement award after you win or settle your case. This can leave you with less than you expected, especially after deducting your attorney’s fees.
  • Your application won’t be automatically approved: North Carolina lawsuit lending companies will look at the circumstances of your case to determine if you’re qualified for a loan. The amount you can receive will depend on our lawyers’ assessment of your case’s potential settlement, as well as the financial risk of non-repayment for a losing lawsuit. This means not all applications will be approved, but fret not – Tribeca Lawsuit Loans offers free consultations so you can quickly make an informed decision at no cost.

Alternatives To Third-Party Funding

If you’re looking for alternatives to third-party funding, here are some common options you may consider instead in North Carolina:

  • Crowdfunding: Some plaintiffs have set up fundraising pages through sites like GoFundMe or CrowdJustice, where you can receive donations to help cover legal fees and other expenses.
  • Personal loans: You can opt to take out a loan from a bank, credit union, or other lending institution. These institutions will typically lend you a one-time payment amount, which you then repay in monthly payments with interest. Note that you will have to make these monthly repayments whether you win or lose your lawsuit.
  • Credit card advances: You can get cash advances from your credit card company when you need funds for immediate expenses. These advances usually have higher interest rates than those charged for using your card for payment, and interest kicks in immediately after you get the advance.
  • Borrowing from family and friends: Depending on your situation, you may be able to borrow money for your daily expenses and other bills from your social circle. Note that this may affect your relationships negatively, especially if you lose your lawsuit and don’t have the means to repay the people who lent money to you.

The legal process can move slowly and these alternatives may make it hard for you to raise enough funds to stay afloat in North Carolina. Trust Tribeca Lawsuit Loans instead to get a fast cash advance at a low, transparent interest rate. We have a 4.5/5 rating on Trustpilot – a clear testament to high customer satisfaction and our dedication to quality service.

Get Financial Relief With Tribeca Lawsuit Loans

If you’re worried about making ends meet while waiting for your North Carolina lawsuit settlement, Tribeca Lawsuit Loans is here to help. While the average lawsuit loan amount ranges from $500 to $10,000, Tribeca Lawsuit Loans

can offer you up to $1 million depending on your case.

Ready to get a cash advance and alleviate your financial stress ASAP? Call us today at (866) 388-2288. With lawsuit financing, you won’t feel the pressure to settle right away and can fight for the compensation you deserve.

Common Settlement Funding Questions

How do pre-settlement loans work?

Pre-settlement loans work as cash advances on your future settlement. These advances are offered by third-party legal financing companies to plaintiffs. If you qualify for a pre-settlement loan and your application is approved, cash is advanced to you so you can manage your expenses, such as medical bills and legal fees. Once you win your lawsuit, you pay off your pre-settlement loan and its interest using your settlement money.

When you win a lawsuit, who pays you?

The parties who were named in your lawsuit and found responsible for your injuries are the ones who will pay you your settlement award. Examples of at-fault parties are reckless drivers, careless doctors, or negligent business owners.

How to repay a lawsuit loan?

You can repay a lawsuit loan when you win your lawsuit or receive a settlement from the at-fault parties. Here’s a quick summary of how you can repay a lawsuit loan from Tribeca:

  1. Once your lawsuit settles, your lawyer receives a check for the entire settlement amount.
  2. Your lawyer cuts a check to Tribeca Lawsuit Loans worth the agreed-upon portion of the settlement. This agreed-upon amount is stated clearly in your financing agreement.
  3. This check is sent to Tribeca Lawsuit Loans as the full repayment. The remaining amount will be used to pay for your lawyer’s contingency fees. Any money remaining from your settlement check after paying the company and your lawyer is then sent to you.

Apply for Funding

At Tribeca Lawsuit Loans, we provide pre-settlement funding for a variety of cases in many states across the U.S.

Applying is completely free, so click on the Apply Now button at the top of the page to start your journey toward a North Carolina lawsuit loan today. Call us at (866) 388-2288 if you have any questions.

Additional Locations Served


What is the civil lawsuit process typically like in North Carolina?

The civil lawsuit process in North Carolina begins with the plaintiff filing a complaint, outlining the harm done by the defendant. The defendant receives a summons and must respond. Discovery phase follows, where both sides share evidence. If a settlement isn’t reached, the case proceeds to trial before a judge or jury. After the verdict, either party can appeal.

Does it matter how the lawsuit funding is spent in North Carolina?

No, in North Carolina, there are no restrictions on how a plaintiff uses their lawsuit loan. It can be spent on anything from living expenses, medical bills, attorney fees, to other costs related to the case or personal needs. However, it’s wise to spend the funds responsibly considering the loan must be paid back from the settlement proceeds.

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