New Jersey Lawsuit Loans
Get Cash While Your Case SettlesIf you're a plaintiff in New Jersey waiting on a settlement, you know how hard it is to focus on recovery and justice when you're struggling to make ends meet. When all your resources have run dry, pre-settlement funding will help you stay afloat during this long legal process.
Tribeca offers non-recourse funding that’s repaid from lawsuit settlements or judgments. If you lose your case, you owe us nothing. Unlike traditional loans, our funding solutions are based on the strength of your legal claim, not your credit score or employment history.
- No Credit Check
- Lowest Rate
- Get Cash In 48 Hours
- Repay $0 If You Lose
- No Credit Check
- 24hr Funding
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30 Reviews / 4.4 out of 5 stars -
335 Reviews / 4.4 out of 5 Stars
Overview of Lawsuit Settlement Loans in New Jersey
Average Funding Per Case in New Jersey
Tribeca can provide non-recourse loans from $500 to $2,000,000 in funding, depending on case type and specifics
Fault Laws in New Jersey
- For personal injury cases, NJ follows a Modified Comparative Negligence rule with a 51% bar, which means if you’re more than 50% at fault, you cannot recover any damages.
- For car accidents, NJ operates under a no-fault system. This means each driver’s Personal Injury Protection (PIP) coverage pays for initial medical bills, regardless of fault.
Statute of Limitations in New Jersey
- Personal Injury – must be filed within 2 years from the date of injury
- Medical Malpractice – must be filed within 2 years from the date that the “cause of action arises”
- Property Damage – must be filed within 4 years from the accident date
Minimum NJ Policy Coverage: Bodily Injury Liability
- $25,000 per person
- $50,000 per accident
Minimum NJ Policy Coverage: Property Damage Liability
- $25,000 per accident
Minimum NJ Policy Coverage: Personal Injury Protection
- $15,000 per person or accident
Minimum NJ Policy Coverage: Uninsured/Underinsured Motorist
Coverage is available up to amounts selected for liability coverage
How to Apply for Pre-Settlement Funding in New Jersey
Applying for a lawsuit loan in New Jersey with Tribeca takes just a few minutes. No credit check required, no upfront payments. Here’s how it works:
Submit Application Online
Start by submitting an application online, sharing key details about your case and your attorney’s contact information.
Approval Process
Tribeca reviews your case and works directly with your attorney to verify case details. Since our funding approval depends solely on the strength of your claim under New Jersey law, decisions are made quickly.
Receive Your Funding
Once your application is approved and all documents are signed, we fast-track your payment. Funds are deposited directly into your bank account, often within 24 hours post-approval.
Need Affordable Lawsuit Loans in New Jersey? Call Us Today!
We’ve helped thousands of New Jersey plaintiffs get pre-settlement funding fast. If you’re ready to find out how much you qualify for, call Tribeca today at 866-388-2288 (toll-free), and a funding specialist from our NJ team will guide you through the process.
The sooner we review your case, the sooner you can have cash in hand.
Factors to Consider When Selecting a Lawsuit Funding Company
When comparing legal funding companies in New Jersey, the right one should be:
- licensed to operate in your state and compliant with legal funding regulations
- clear about contract terms, fee structures, and rate caps
- fast-moving and can deliver funds in as little as 24 hours post-approval
- backed by strong client reviews on platforms like Trustpilot
- responsive and can provide personalized support
- collaborative with legal professionals
Tribeca meets each benchmark, making us one of New Jersey’s most trusted legal funding companies when it comes to reliability, clarity, and experience.
Customers That Trust Us
They were fast and got me what I needed. We were in a terrible financial bind. No one else would touch it due to the type of suit it was. But, they had my money in no time. If I had gone earlier on that Friday, I would have had it that day. But I got it on Monday.
Lorraine Grems
Excellent communication with me and my attorney so that everyone has a clear understanding of the process. Tribeca was extremely helpful from the application process to the closing to depositing the funds. I enjoyed the people I talked to and especially their professionalism and willingness to help. A 5-star company
Darcy Troville
I was in a car accident, and Danielle helped me. She helped me to get the money needed to get my car fixed so I can go to work. And also to shop for my family for Christmas. This is a great company, and I felt that I was in good hands.
Chuck Finley
How to Qualify for New Jersey Pre-Settlement Funding
You are eligible for pre-settlement funding if:
- You have an active civil case filed in a state or federal court in NJ
- You have a contingency-based legal representation
- You have a strong claim that is likely to result in a settlement
Non-recourse cash advances provided by legal funding companies in New Jersey are available even with poor credit. No credit check or employment verification. Plus, funding is strictly based on the strength of the legal claim and is approved without upfront fees.
Apply Today
Lawsuit Funding Availability in New Jersey (NJ)
Tribeca offers legal funding statewide, including the following cities and towns near you:Are Lawsuit Loans Legal in New Jersey?
Yes, lawsuit loans are legal in New Jersey. Although the state does not have specific statutes regulating the practice at present, NJ courts recognize pre-settlement funding as a legitimate financial tool used by plaintiffs facing financial hardship during litigation.
Laws and Regulations of Lawsuit Funding in New Jersey
While pre-settlement funding is legal in New Jersey, it is not regulated in the same way as traditional loans. But it is still subject to state-specific regulations and legal precedents.
In 2020, the Consumer Litigation Funding Act (Assembly Bill 3097) was passed to protect consumers and ensure transparency in the legal funding process. The proposed regulations include a cap on interest rates at 40% of the funded amount per year and limit document preparation fees to no more than $500.
However, as of this writing, the bill still hasn’t been scheduled for debate or vote by the New Jersey Senate.
Other States That We Serve
Types of Lawsuits that Qualify for Funding in New Jersey
Motor vehicle accidents are, unfortunately, common in New Jersey. These accidents often result in severe injuries like traumatic brain injuries, spinal cord damage, and complex fractures. Tribeca offers personal injury lawsuit loans to cover medical bills for cases involving:
Multi-vehicle crashes on the New Jersey Turnpike
Truck accidents at major ports
Tourist vehicle collisions at shore points
Pedestrian incidents in busy downtown areas
Public transit accidents on NJ Transit
Bicycle collisions in urban bike lanes
Construction zone pile-ups
Rideshare vehicle crashes in cities
Ferry and water taxi incidents
- Workers' compensation cases
- Medical malpractice and wrongful death claims
- Commercial litigation in New Jersey
- Premises liability incidents
How Much Funding Can I Legally Get?
The amount of funding you qualify for depends strictly on the projected value of your case. On average, this ranges from 10% to 20% of the expected settlement value. Responsible companies never over-advance because these are already high-interest loans.
At Tribeca, the last thing we want is to become another source of financial strain for you. This is why we only charge a straightforward, non-compounding interest rate, so you keep more of your settlement. Our capped fees guarantee that, regardless of how long your case takes, you won’t pay more than expected.
Fund Your New Jersey Pre-Settlement Loan with Us
No Credit Check Required
Cash advances from $500 to $1M offered with no credit check required
24 Hours Approval
Funds are deposited as quickly as 24 hours after approval.
Repay Only if You Win
Non-recourse legal funding: repay only if you win.
Trusted
Trusted by 100,000+ clients
25 years of experience
Tribeca brings 25 years of experience and an A+ BBB rating to every case type.Is There a Benefit to Choosing a New Jersey-Based Lawsuit Funding Company?
Yes. Lawsuit funding isn’t one-size-fits-all because each state has its own rules, legal standards, and court systems that can affect how a case is evaluated. When you choose an NJ-based or NJ-licensed legal funding provider, you are more likely to receive clear, compliant contracts that follow state consumer protection guidelines.
Simply put, working with a company that understands the local legal environment streamlines communication and speeds up the funding process, giving you financial relief when you need it most.
290+ ~ 5 Star Reviews
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30 Reviews / 4.4 out of 5 stars
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335 Reviews / 4.4 out of 5 Stars
Can I Get Lawsuit Loans in New Jersey with Bad Credit?
Absolutely. Credit checks are not part of our approval process. So, no, your FICO score does not impact your eligibility for pre-settlement funding. That’s because these are non-recourse loans, contingent on case outcome, meaning they are repaid only if the lawsuit is successful.
The amount Tribeca can offer is exclusively based on the facts of your case, such as liability, damages, and the estimated value of your settlement. Not your personal finances.
Can I Still Apply for a Loan Even If I Already Have Funding from Elsewhere?
Of course. You can still apply for additional funding with Tribeca even if you already have a lawsuit loan through another provider. Our team will carefully review your case to see if there’s room for more funding based on the current value of your claim and applicable New Jersey regulations.
If eligible, we may be able to “buy out” your existing advance and offer a new agreement. We’ll also coordinate directly with your attorney to make sure your total funding stays within safe limits and that all repayment terms are fully transparent.