Personal Injury Settlement Calculator
Need to know how much your personal injury claim might be worth?If you’ve suffered a knee injury, burn, cervical spine trauma, or been in a car accident, lawsuit loans can provide the financial support you need while you wait for your settlement. Our personal injury settlement calculator helps you estimate potential compensation using a proven formula quickly, easily, and for free. No legal knowledge required.
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Disclaimer: This calculator provides an estimate and does not constitute legal advice.
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From a Pre-settlement Funding LeaderPersonal Injury Settlement Calculator
Our Personal Injury Settlement Calculator quickly estimates your potential settlement amount to give you a clearer picture of what your lawsuit could yield. It takes into account both economic damages and non-economic damages.
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How To Calculate Personal Injury Settlements?
To compute your personal injury settlement, add your economic damages and non-economic damages to get an estimate, wherein:
- Economic Damages = Medical Expenses + Lost Income + Property Damage
- Non-Economic Damages = (Economic Damages × 0.4 × Pain Multiplier) + $1,000
*We apply a pain and suffering multiplier (1.5 to 5) to 40% of your economic damages, depending on the severity of your injury.
Therefore,
Personal Injury Statement = Economic Damages + Non-Economic Damages
Sample Calculation
Assuming:
- Economic Damages: $29,000
- Pain & Suffering Multiplier: 3
- Non-Economic Damages: ($29,000 × 0.4 × 3) + $1,000 = $35,800
Then, the total settlement is $29,000 + $35,800, which is equal to $64,800.
*This estimate helps you understand potential compensation, but it is not considered legal advice. For a more precise settlement estimate, contact us for a consultation.
Types of Damages In The Personal Injury Settlement Calculation
Damages are split into two main categories: economic and non-economic.
Economic damages are tangible financial losses directly resulting from your injury, such as medical expenses, lost income, and property damage.
Non-economic damages encompass the pain and suffering resulting from the injury, including physical pain, emotional distress, and mental anguish. We also take into account the emotional toll it takes, such as the loss of enjoyment of life, including hobbies and activities you can no longer enjoy.
These two types of damages combine to form the total compensation you may be entitled to in your injury settlement.
The Multiplier Factor In The Injury Settlement Calculation
Our pain and suffering calculator uses a multiplier, typically between 1.5 and 5, to estimate non-economic damages.
Factors That Raise the Multiplier:
- Serious injury (e.g., brain injury, cervical spine damage)
- Clear liability
- Long recovery period
- Permanent disability (e.g., severe knee injury)
Use a lower multiplier (1.5–2) for minor injuries like soft tissue bruises and a higher (4–5) for long-term or catastrophic harm. For example, a car accident resulting in a torn ACL may qualify for a multiplier of 3.5 due to extended recovery and limited mobility.
What’s the Average Personal Injury Settlement?
The average personal injury settlement in the US is approximately $40,500. However, this varies widely based on injury severity, case specifics, and jurisdiction. For instance, the average slip and fall settlement can range from $10,000 to $50,000, whereas compensation from wrongful death can average between $490,000 and $500,000 in North Carolina.
General rule of thumb: Your compensation should be enough to cover all your damages and reflect your pain and losses fairly.
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Average Settlement Amounts by Injury Type
Settlement amounts vary significantly depending on the type of injury. Here’s a breakdown of average settlement ranges by category.
| Severity Level | Description | Typical Settlement Range |
| Minor | Temporary injuries with minimal medical treatment | $10,000 – $50,000 |
| Moderate to Severe | Injuries requiring medical treatment and causing some long-term or permanent effects | $25,000 – $100,000 |
| Catastrophic | Life-altering injuries with permanent disability or disfigurement | $50,000 – $5,000,000+ |
Sample settlement amounts for personal injury cases include:
- Knee Injuries: $10,000 to $250,000, depending on injury severity and impact on mobility.
- Back/Cervical Spine Injuries: $12,000 to $90,000 for car accident-related back and neck injuries.
- Burn Injuries: $10,000 for first-degree burns, $25,000 to $75,000 for second-degree burns, and can exceed $100,000 for third-degree burns.
- Brain Injuries: $100,000 for mild cases to over $1 million for severe traumatic brain injuries
Disclaimer: These ranges are estimates and can vary based on individual case specifics. For a more accurate assessment, please call our team.
What Happens If You Are Partially At Fault?
If you’re partially at fault, your settlement may be reduced based on your share of the blame. This is called comparative negligence. For example, if you’re 30% at fault and your total compensation is $100,000, you’d receive $70,000.
However, this only applies to selected states. Some states follow contributory negligence, which means that you may get nothing if you’re even 1% at fault.
Each state applies different fault rules that impact your compensation eligibility. Check your state laws below.
How State Laws Impact Your Injury Settlement
State laws play a crucial role in the outcome of injury settlements. Each state has a unique set of rules that can affect the final amount, from caps on damages to varying negligence standards. Understanding how the law differs across states can help you set realistic expectations for your settlement.
Pure Comparative Negligence States
In these states, a plaintiff can recover damages even if they are 99% at fault, with the recovery amount reduced proportionally to their degree of fault.
| State | Rule | Statute |
| Alaska | Pure Comparative | AS 09.17.060 |
| Arizona | Pure Comparative | A.R.S. § 12-2505 |
| California | Pure Comparative | California Civil Code § 1431.2 |
| Kentucky | Pure Comparative | Ky. Rev. Stat. § 411.182 |
| Louisiana | Pure Comparative | La. Civ. Code Art. 2323 |
| Mississippi | Pure Comparative | Miss. Code § 11-7-15 |
| Missouri | Pure Comparative | Mo. Rev. Stat. § 537.765 |
| New Mexico | Pure Comparative | N.M. Stat. § 41-3A-1 |
| New York | Pure Comparative | N.Y. C.P.L.R. § 1411 |
| Rhode Island | Pure Comparative | R.I. Gen. Laws § 9-20-4 |
| Washington | Pure Comparative | Wash. Rev. Code § 4.22.005 |
Modified Comparative Negligence States
In these states, a plaintiff can recover damages if their fault is less than 50%, but not if they are 50% or 51% more at fault. There are two types of Modified Comparative Negligence systems:
- 50% Bar Rule: The plaintiff can recover damages as long as their fault is less than 50%. If the plaintiff is 50% or more at fault, they cannot recover any damages.
- 51% Bar Rule: The plaintiff can recover damages as long as their fault is less than 51%. If the plaintiff is 51% or more at fault, they cannot recover any damages.
| State | Rule | Statute |
| Arkansas | Modified Comparative (50%) | A.C.A. § 16-64-122 |
| Colorado | Modified Comparative (50%) | C.R.S. § 13-21-111 |
| Connecticut | Modified Comparative (50%) | Conn. Gen. Stat. § 52-572h |
| Delaware | Modified Comparative (50%) | 10 Del. C. § 8132 |
| Georgia | Modified Comparative (50%) | O.C.G.A. § 51-12-33 |
| Hawaii | Modified Comparative (50%) | Haw. Rev. Stat. § 663-31 |
| Idaho | Modified Comparative (50%) | Idaho Code § 6-801 |
| Illinois | Modified Comparative (50%) | 735 ILCS 5/2-1116 |
| Iowa | Modified Comparative (50%) | Iowa Code § 668.3 |
| Kansas | Modified Comparative (50%) | K.S.A. § 60-258a |
| Maine | Modified Comparative (50%) | 14 M.R.S. § 156 |
| Minnesota | Modified Comparative (50%) | Minn. Stat. § 604.01 |
| Montana | Modified Comparative (50%) | Mont. Code Ann. § 27-1-703 |
| Nebraska | Modified Comparative (50%) | Neb. Rev. Stat. § 25-21,185.09 |
| North Dakota | Modified Comparative (50%) | N.D.C.C. § 32-03.2-02 |
| Ohio | Modified Comparative (50%) | Ohio Rev. Code § 2315.33 |
| Oklahoma | Modified Comparative (50%) | Okla. Stat. Tit. 23, § 13 |
| Oregon | Modified Comparative (50%) | Or. Rev. Stat. § 31.600 |
| South Carolina | Modified Comparative (50%) | S.C. Code § 15-38-15 |
| South Dakota | Slightly Modified Comparative (50%), with a more subjective and flexible system | S.D. Codified Laws § 20-9-2 |
| Tennessee | Modified Comparative (50%) | Tenn. Code § 29-11-107 |
| Vermont | Modified Comparative (50%) | 12 Vt. Stat. § 1036 |
| Wyoming | Modified Comparative (50%) | Wyo. Stat. Ann. § 1-1-109 |
| Florida | Modified Comparative (51%) | Fla. Stat. § 768.81 |
| Indiana | Modified Comparative (51%) | Ind. Code § 34-51-2-6 |
| Massachusetts | Modified Comparative (51%) | Mass. Gen. Laws § 231 § 85 |
| Michigan | Modified Comparative (51%) | MCL 600.2957 |
| Nevada | Modified Comparative (51%) | NRS § 41.141 |
| New Hampshire | Modified Comparative (51%) | N.H. Rev. Stat. § 507:7-d |
| New Jersey | Modified Comparative (51%) | N.J.S.A. § 2A:15-5.1 |
| Pennsylvania | Modified Comparative (51%) | 42 Pa.C.S. § 7102 |
| Texas | Modified Comparative (51%) | Tex. Civ. Prac. & Rem. Code § 33.001 |
| Utah | Modified Comparative (51%) | Utah Code § 78B-5-818 |
| West Virginia | Modified Comparative (51%) | W. Va. Code § 55-7-13a |
| Wisconsin | Modified Comparative (51%) | Wis. Stat. § 895.045 |
Contributory Negligence States
In contributory negligence states, a plaintiff cannot recover damages if they are found to be even 1% at fault for the incident. This is a much stricter rule compared to comparative negligence systems.
| State | Rule | Statute |
| Alabama | Contributory Negligence | Alabama Rule of Civil Procedure 8(c) |
| Maryland | Contributory Negligence | No specific statute, but is ruled from previous cases |
| North Carolina | Contributory Negligence | N.C. Gen. Stat. § 1-139 |
| Virginia | Contributory Negligence, with exceptions | 8.01. Civil Remedies and Procedure, Chapter 3. Actions and Va. Code § 8.01-34 |
| District of Columbia (Washington, DC) | Contributory Negligence | D.C. Code § 35-302 |
Pre-Settlement Funding: How Tribeca Can Help
Waiting for a settlement can take months or years. Pre-settlement funding is a type of loan that provides cash advances to plaintiffs before their case settles. This funding is repaid from the settlement amount once the case concludes. Tribeca Lawsuit Loans offers pre-settlement funding so you can access cash now, based on your estimated case value. Here’s how lawsuit loans work at Tribeca:- No credit check or income verification
- Money in your hands within 24 hours
- Only repay if you win your case
Injury Settlement Calculator FAQs
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