Navigating life after a personal injury in Hawaii can be a daunting challenge. Medical bills pile up, wages are lost, and the stress of daily living expenses doesn’t pause while you wait for justice to take its course.
Tribeca Lawsuit Loans is here to help Hawaiians bridge the gap between injury and resolution with fast, risk-free financial relief. Our personal injury lawsuit loans are non-recourse, meaning you repay only if you win your case. We collaborate directly with your attorney to provide quick funding so you can focus on healing and pursuing the compensation you deserve.
Don’t let financial strain force you into accepting a lowball settlement. Apply online today or call us at 866-388-2288 to speak with a compassionate funding expert.
Hawaii’s Personal Injury Laws and Regulations
Even though Hawaii’s laws are designed to protect accident victims, the legal system can be slow and complicated. Here’s a quick look at the two key rules that often shape personal injury cases in our state.
Statute of Limitations
Under Haw. Rev. Stat. §657-7, most personal injury lawsuits in Hawaii must be filed within two years of the incident or its discovery. That sounds straightforward, but in reality, negotiations can drag on far longer than you’d expect. Insurance companies know people often need money quickly, which can nudge some folks to accept a rushed settlement.
If you run out of money before you can formally file a claim, you risk losing any chance at compensation. That’s why having a financial backup plan—like pre-settlement funding—can be a godsend.
Modified Comparative Negligence
Hawaii follows a “modified comparative negligence” rule (Haw. Rev. Stat. §663-31). In simple terms, if you’re found to be at least 51% at fault for your injury, you can’t recover anything. Even a small debate over who’s to blame can hold up settlement talks for ages. By having funds on hand, you can give your legal team the room to push for a fair share of compensation instead of accepting whatever the insurance company first offers.
What Is a Hawaii Personal Injury Loan?
If you’ve never heard of “pre-settlement funding,” you’re not alone. Think of it as an advance on your future settlement—an advance you only repay if you win. Traditional banks don’t get involved because they rely on credit checks and employment history. But with a pre-settlement loan, the strength of your case is what really counts.
How It Helps
People use personal injury loans for all sorts of things:
- Covering urgent medical costs or physical therapy
- Paying rent, groceries, and everyday bills
- Reducing the pressure to jump at a quick, lowball settlement
Tribeca Lawsuit Loans believes you should heal without worrying about mounting debt. If you’re curious about how much you might qualify for, you can always reach out at 866-388-2288 or apply online to get started.
Addressing Treatment Costs and Delayed Care
Medical expenses in Hawaii can be staggering—especially if you need to travel between islands for specialized treatment. When insurers refuse to prepay or delay reimbursements, you might feel forced to skip necessary therapy or surgeries just to keep the lights on.
Ongoing Medical Treatments
Some injuries don’t end once you walk out of the hospital. I’ve met clients who needed physical therapy in Honolulu for months (sometimes years) after a car accident. Unfortunately, while the bills come in like clockwork, insurance checks can be painfully slow. By having access to pre-settlement funding, you can keep up with crucial treatments rather than waiting for the insurer’s final decision.
Medical Liens
In Hawaii, healthcare providers can place liens on your future settlement, essentially waiting to get paid until your case resolves. That can create even more stress, because it means part of your eventual payout is already spoken for. Pre-settlement funding gives you a cushion now so you’re not forced to rely entirely on the outcome of the case just to keep your head above water.
Coping with Stress and Uncertainty
Money troubles are stressful in any state, but Hawaii’s unique cost of living can magnify the pressure. If you’re supporting children, aging parents, or other dependents, the weight can be especially heavy.
Emotional and Mental Burden
The aftermath of an injury isn’t just physical—it’s emotional, too. Many people experience serious anxiety or sleepless nights, worried about their finances as much as their health. Getting a “lawsuit loan” can alleviate some of that pressure, giving you room to focus on recovery instead of bills.
Family and Dependents’ Needs
Whether you’re on the Big Island or Oahu, Hawaii’s living costs can be eye-popping. Rent alone can swallow up a chunk of your paycheck, and if you’re not earning wages due to an injury, that stress doubles. By securing funding through Tribeca, you can make sure your family’s day-to-day needs—like groceries or childcare—are covered while your case moves through legal channels.
Avoiding Compromised Settlements
Insurance companies are in the business of profit, and they’ll often use delay tactics or lowball offers to make you settle for less. Let’s face it: when you need the cash, it’s tempting to accept whatever’s on the table.
Why Delayed Settlements Happen
I’ve watched clients get the runaround for months—sometimes years—while an insurer or defendant challenges every detail of a claim. The hope, from their side, is that the plaintiff will run out of time or money and give up, or accept a smaller payout. Having access to pre-settlement funding changes the dynamic. It lets you hold firm and wait for a truly fair offer.
Case Strength and Empowerment
A well-funded client is an empowered client. When you’re not scrambling for next month’s rent, your attorney has the time and resources to gather the best evidence, line up the right expert witnesses, and build a compelling case. That can make a real difference in how your settlement or verdict ultimately turns out.
Types of Hawaii Cases Tribeca Funds
We’re committed to helping plaintiffs across a variety of personal injury claims in the Aloha State. If you’re dealing with a lawsuit and need financial breathing room, here are some common types of cases we fund.
Commonly Funded Cases
- Car Accidents: Whether it’s a minor fender-bender on the H-1 or a more serious collision on a winding island road
- Slip and Fall Accidents: Sometimes triggered by uneven sidewalks or wet floors in local businesses
- Workers’ Compensation: From construction accidents to office injuries
- Medical Malpractice: Cases involving incorrect diagnoses, surgical errors, or other healthcare negligence
- Wrongful Death: Support for families who’ve lost a loved one and face unforeseen expenses
We also fund lawsuits involving civil rights violations, sexual abuse, brain or spinal cord injuries, and more. Unlike traditional banks, we don’t require a credit check or proof of employment. Your case itself is what we evaluate.
Cost Transparency and Interest Rates
Let’s talk about what you’ll actually pay. We believe in being transparent from the start.
Flat (Simple) Interest Rates
Tribeca offers simple interest rates—generally in the 2% to 4% per month range—so the amount you owe grows steadily, not exponentially. No one likes hidden fees, so we spell everything out before you sign. If something’s unclear, just ask. We want you to understand every detail.
No Repayment If You Lose
Because our funding is “non-recourse,” you only repay us if you eventually win or settle your case. If you lose, that debt doesn’t hang over your head. This structure is designed to give you peace of mind: You’re not risking your home or other assets if the worst happens in court.
Client Testimonials
What People Say About Tribeca Lawsuit Loans
“Five stars for Tribeca ! I can honestly say that working with Tribeca law suit loans was very simple and rewarding. The staff were all very courteous and user friendly. I was able to secure a $ 10,000 dollar loan within days of contacting them. I have delt with other companies and there is no comparison, Tribeca is upfront and honest, willing to go the extra mile to assist you. Don’t hesitate to give them a call, I am so glad I did. God bless, Harvey Murphy” – Harvey Murphy (August 24, 2024)
Apply for a Personal Injury Loan with Tribeca Today
Our application process is designed to be straightforward and respectful of your time. We understand you already have enough on your plate.
Fast Access to Funds
We start with a free consultation—no strings attached. Once we connect with your attorney and confirm the strength of your case, we can often approve funding within 24 hours. When the money arrives, it’s yours to use however you see fit, whether that’s covering rent, paying for physical therapy, or just giving yourself a financial safety net.
Customer Support and Empowerment
We’re not just here to cut a check and walk away. Our staff takes pride in guiding you through each step, answering questions, and ensuring you feel in control. We know your lawsuit is personal, and we treat it with the care and attention it deserves.
If you’d like to talk with one of our funding specialists, call 866-388-2288 or visit our website to apply online.
FAQs
- Can I get funding for a case involving multiple defendants?
Yes. Even if multiple parties share responsibility—for example, a multi-car crash in Honolulu—we base our decision on the broader strength of your lawsuit. We’ll collaborate with your attorney to understand the details and tailor the funding to your circumstances. - Does Hawaii’s no-fault car insurance system affect my eligibility?
In Hawaii, no-fault car insurance (PIP) must be used first, but you can still file a separate claim if your injuries exceed PIP limits. We offer funding in those scenarios, helping you manage expenses while your attorney sorts out liability beyond basic PIP coverage. - Is pre-settlement funding an option if I’m waiting on a workers’ comp appeal?
Absolutely. Workers’ comp appeals can take ages, leaving you financially stretched. We’ll assess the merits of your claim with your attorney and provide the funds you need to keep going until the appeal is resolved. - Do you fund maritime accident claims in Hawaii?
Yes. Whether it’s under the Jones Act or a different maritime statute, we understand that life at sea can come with unique risks. If you’re injured on a boat or while working in a maritime role, we can offer financial support while your claim is in progress. - Can I use a lawsuit loan to cover housing costs or prevent foreclosure?
You can. Hawaii’s housing market can be tough, and medical bills on top of mortgage or rent can feel insurmountable. Using a lawsuit advance for crucial expenses like preventing foreclosure is a smart way to protect your family’s future. - Are there any regulations in Hawaii limiting lawsuit loans?
Hawaii doesn’t have specific caps or bans on this type of funding. We operate transparently within ethical guidelines, always coordinating with your attorney so there’s no conflict of interest or hidden agenda. Our goal is to offer support that respects both legal and ethical boundaries.
Disclaimer: The information provided here is for general insight and does not replace legal advice. For specifics about your claim or case strategy, please consult an attorney licensed in Hawaii.